Do you ever feel like you wish somebody else was the adult in your house and you could just be a kid again? Or just go back to school and have everybody tell you what to do? As much as we all wanted to get out on our own, make our own money, make our own decisions and be the shot-caller, sometimes we realize that it stinks to be the one in charge.
As we meet with clients and brainstorm with them about how to manage their finances there are times when we sense what they are really asking is, “will you just tell me what to do?”.
And sometimes it is as easy as that. And we give them our opinion and move on. But sometimes it not that easy. I remember a young couple who came to me years ago and they had 3 big ideas on their financial horizon and they wanted to know what I thought they should do. To which (with all my vast wisdom) I replied, “I dunno!” I wanted to say, “I can barely figure out my own life much less yours” but I didn’t cause I am the financial coach and I get paid to help them figure out their stuff.
I am a thinker. Or at least I think I am. Descartes says, “I think therefore I am”, so I guess I am. I am an engineer at heart, my degree is in computer science engineering (linear thinker, problem solver, logical and sequential). But I am also a bit of a philosopher (love to engage with the abstract and essential life questions like- who am I, where did I come from, where am I going). That combination of engineering and philosophy puts me in a spot to ponder a variety of issues and then come up with some practical solutions.
I love the Bible and theology because it holds real insight to the real issues of the world. I always find it amusing when people discount the Bible as relevant because in my experience it is the only thing that makes sense in real life. I am a self-proclaimed practical theologian which basically means that the part of theology I enjoy is the application of our theological studies in the real world.
But when a problem gets beyond my ability to solve (and that happens more than I care to admit) I begin to freeze. My thoughts become cloudy and even though I keep pondering the situation, if I am unable to come up with a solution my mind begins to panic. My strength of thinking transitions to be my worst nightmare. I now begin to think through the consequences (real and imagined). Unless I begin to focus on truth, I can allow my mind to take me to places that I have no business going. And I begin to lose the battle.
The key to winning the battle for the mind has to do with what we allow our minds to focus on. If we focus on our problems, then we will plant seeds of anxiety that will grow into a real sense of hopelessness. If we focus on what God can do, then our minds will begin to experience contentment. Now I know that our thoughts may not pay the light bill or get us that promotion or fix that fractured relationship. But thinking about the right things keeps our hearts with the right perspective, which affects our attitudes, which allows us to struggle well in times of adversity.
If you are in a financially difficult time and would like to have us put together a simple spending plan for you click here to fill out our Survival Budget survey. Our coaches will send your plan back to you in 2-3 business days.
Trouble shows up in a variety of way. Every kind of trial has it’s own unique set of challenges. Coronavirus is not only scary because of the obvious threats to our health. But, it also has the potential to effect our financial situation. As our leaders scramble to figure out what the next step is, it is important to remember that God still sits on His throne and that He loves and cares for us.