Category: The Fundamentals
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What should my Financial Priorities Be?
Do you ever feel like you wish somebody else was the adult in your house and you could just be a kid again? Or just go back to school and have everybody tell you what to do? As much as we all wanted to get out on our own, make our own money, make our […]
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The Simple Budget- New
If you have always wanted a written budget but not sure how to put it together check out our new Simple Budget. You can get one on our website- click here
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7 Financial Ideas for Weathering a Crisis- Intro
Crisis come in all shapes and sizes. As I write this, the whole world is experiencing the Coronavirus Pandemic. We are all huddled at home watching the news trying to figure out when the government is going to give us the all clear. In this particular crisis we are all struggling with the vulnerability of […]
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How Much Car Can You Afford?
It happens every year. I see the pristine Christmas scene and the doting husband who takes his unsuspecting wife outside with her hands over her eyes and surprises her with a new car. You know the one with the big red bow on top. And I daydream about replacing my wife’s 2007 Corolla and she […]
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You can still Pay for Christmas with Real Money
“It’s the most wonderful time of the year…for the credit card companies. There is much jingle belling and hearts will be telling of credit galore. It’s the happiest season for more.” Ok, so I reworded the old classic Carole. But someone needs to say it, “don’t spend more than you can afford on Christmas- this […]
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How Much is Too Much House?
I wasn’t sure if he was going to have a nervous breakdown right there at my desk or not. He kept saying over and over, “But they said that I could afford it.” His wife looked at me with pleading eyes to comfort him as she went in the other room to tend to their […]
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Winning the Battle at the Grocery Store
My (Tim) wife and I have been married for over 30 years. And despite all her great strengths (which are many by the way) she struggles in the area of staying on budget in our household budget- or so it would seem. A few years ago, she returned from the grocery store and I could […]
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Do You Have a Wonderful-Life Financial Plan?
We all grow up dreaming of a Wonderful Life. Family and friends who love us. Good job. Nice house. Plenty of food. Enough money to take care of our needs and even some of our wants. When I got married one of my friends was asked to give us some marriage advice. His advice was […]
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Generosity while Spring Cleaning
This is the year that I am going to clean out my garage. No, really I am! I say that every year and I piddle at it most of the time but this is the year that I am going to go for it. I am getting rid of the extra stuff in my house. […]
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Are Students doing the Math on School Loans?
We see it every day. College graduates (some of them not so recent) saddled with the repayment of school loans that is quite frankly eating their lunch. It is becoming apparent to me that we are not doing a good enough job helping our students do the simple math of the loans. The simple math […]