I remember the first time my wife and I took a trip alone together after our son was born. We were headed to Kansas City for our anniversary. About halfway there, I turned to my wife and morbidly asked her, “I wonder what happens to Josh if we die on this trip.” That is not exactly what my wife had hoped we were going to talk about, but we realized our estate plan was not in place.

So she grabbed a piece of paper, and in our best Arkansas-legalese, we drafted our first generation will. I am just glad we didn’t die in a fiery crash that burned up our weak-cheese attempt at an estate plan. We were obviously ill prepared.

Depending on what kind of crisis you are dealing with, this may be a great time to review your estate plan or your insurances. How well-protected is your family?

I am not a lawyer, nor am I an insurance salesman. However, there are a ton of those guys around who would love to help you make sure you are taking the proper precautions. These days, you can even go online and draft a will or buy insurance. The big thing is to make sure what you want to happen AFTER the crisis happens like you hope.

If you need help to do a quick assessment for gaps in your coverage, please don’t hesitate to contact us. We would be more than willing to walk you through the options that might benefit you the most.